New Auto Insurance Limits in Jan 2011!

Good news. The Texas Department of Insurance is raising the minimum coverage for auto liability in Texas to $30,000 up from $25,000. It is effective January 1, 2011. Yes, it's a small step, but at least it is moving in the right direction. We meet with potential clients frequently who were in accidents in which the medical bills are tens of thousands of dollars.

However, as you've read in my previous posts, why depend on a bad driver's insurance or the lack thereof? Count on yourself and buy uninsured/underinsured coverage on your own policy. It's cheap and it could save your life or your family member's life when it comes to paying for damages. Most of the time, the bad driver that hits you isn't going to be the responsible millionaire--it's going to the be irresponsible driver who let his or her policy lapse.

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